City Comparison

Abilene vs Columbia

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Columbia

Missouri
90
Below Average
$285,000
Median Home
$1,150/mo
Median Rent
$66,500
Median Income

The Verdict

11.1%

The cost gap between these cities is 11.1%, with Abilene being the more affordable option. A $75,000 income in Abilene has equivalent purchasing power to $84,375 in Columbia.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
80
Columbia
Groceries
91
Abilene
97
Columbia
Utilities
97
Abilene
94
Columbia
Transportation
89
Abilene
90
Columbia
Healthcare
96
Abilene
100
Columbia

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $84,375 in Columbia.

Conversely, $75,000 in Columbia equals $66,667 in Abilene.

Living in Abilene vs Columbia

Housing Costs

Abilene's housing index of 58 is lower Columbia's 80, translating to median home prices of $179,000 vs $285,000. The $106,000 difference in home prices means roughly $6,888 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,150/mo in Columbia, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 97 in Columbia. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $461/month in Columbia. Abilene offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 94 in Columbia. Monthly utility bills average approximately $388 in Abilene vs $376 in Columbia. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Abilene and 100 in Columbia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $66,500 in Columbia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $73,889 respectively. Abilene residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,552/month in Columbia. In Abilene, median rent of $950/mo fits within this budget. In Columbia, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 22 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 11.1% more affordable overall with an index of 80 vs 90.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $84,375 in Columbia, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Columbia's is 80 with median homes at $285,000.

Moving & Relocation Resources

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