City Comparison

Abilene vs Cape Coral

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Cape Coral

Florida
104
Average
$365,000
Median Home
$1,700/mo
Median Rent
$78,100
Median Income

The Verdict

23.1%

The cost gap between these cities is 23.1%, with Abilene being the more affordable option. A $75,000 income in Abilene has equivalent purchasing power to $97,500 in Cape Coral.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
118
Cape Coral
Groceries
91
Abilene
104
Cape Coral
Utilities
97
Abilene
103
Cape Coral
Transportation
89
Abilene
107
Cape Coral
Healthcare
96
Abilene
111
Cape Coral

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $97,500 in Cape Coral.

Conversely, $75,000 in Cape Coral equals $57,692 in Abilene.

Living in Abilene vs Cape Coral

Housing Costs

Abilene's housing index of 58 is lower Cape Coral's 118, translating to median home prices of $179,000 vs $365,000. The $186,000 difference in home prices means roughly $12,096 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,700/mo in Cape Coral, a monthly difference of $750.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 104 in Cape Coral. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $494/month in Cape Coral. Abilene offers a meaningful advantage on everyday food costs, saving roughly $744/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 103 in Cape Coral. Monthly utility bills average approximately $388 in Abilene vs $412 in Cape Coral. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Abilene and 111 in Cape Coral. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $78,100 in Cape Coral. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $75,096 respectively. Abilene residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,822/month in Cape Coral. In Abilene, median rent of $950/mo fits within this budget. In Cape Coral, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 60 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 23.1% more affordable overall with an index of 80 vs 104.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $97,500 in Cape Coral, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Cape Coral's is 118 with median homes at $365,000.

Moving & Relocation Resources

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