Abilene vs Boulder
Cost of Living Comparison · 2026
Abilene
Boulder
The Verdict
Living in Abilene costs 45.9% less than Boulder. To match the purchasing power of a $75,000 salary in Abilene, you would need $138,750 in Boulder.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Abilene has the same purchasing power as $138,750 in Boulder.
Conversely, $75,000 in Boulder equals $40,541 in Abilene.
Living in Abilene vs Boulder
Housing Costs
Abilene's housing index of 58 is lower Boulder's 230, translating to median home prices of $179,000 vs $750,000. The $571,000 difference in home prices means roughly $37,116 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $2,300/mo in Boulder, a monthly difference of $1,350.
Grocery & Food Costs
Grocery expenses index at 91 in Abilene and 107 in Boulder. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $508/month in Boulder. Abilene offers a meaningful advantage on everyday food costs, saving roughly $912/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 94 in Boulder. Monthly utility bills average approximately $388 in Abilene vs $376 in Boulder. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Abilene and 104 in Boulder. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $62,600 in Abilene and $73,123 in Boulder. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $49,407 respectively. Abilene residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,706/month in Boulder. In Abilene, median rent of $950/mo fits within this budget. In Boulder, median rent of $2,300/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 172 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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