City Comparison

Abilene vs Boise

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Boise

Idaho
106
Above Average
$420,000
Median Home
$1,400/mo
Median Rent
$60,818
Median Income

The Verdict

24.5%

Abilene is 24.5% less expensive than Boise overall. A household earning $75,000 in Abilene would need approximately $99,375 in Boise to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
118
Boise
Groceries
91
Abilene
99
Boise
Utilities
97
Abilene
89
Boise
Transportation
89
Abilene
99
Boise
Healthcare
96
Abilene
98
Boise

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $99,375 in Boise.

Conversely, $75,000 in Boise equals $56,604 in Abilene.

Living in Abilene vs Boise

Housing Costs

Abilene's housing index of 58 is lower Boise's 118, translating to median home prices of $179,000 vs $420,000. The $241,000 difference in home prices means roughly $15,660 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,400/mo in Boise, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 99 in Boise. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $470/month in Boise. Abilene offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 89 in Boise. Monthly utility bills average approximately $388 in Abilene vs $356 in Boise. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Abilene and 98 in Boise. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $60,818 in Boise. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $57,375 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,419/month in Boise. In Abilene, median rent of $950/mo fits within this budget. In Boise, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 60 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 24.5% more affordable overall with an index of 80 vs 106.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $99,375 in Boise, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Boise's is 118 with median homes at $420,000.

Moving & Relocation Resources

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