City Comparison

Abilene vs Birmingham

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Birmingham

Alabama
87
Below Average
$165,000
Median Home
$1,000/mo
Median Rent
$38,178
Median Income

The Verdict

8.0%

Living in Abilene costs 8.0% less than Birmingham. To match the purchasing power of a $75,000 salary in Abilene, you would need $81,563 in Birmingham.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
67
Birmingham
Groceries
91
Abilene
96
Birmingham
Utilities
97
Abilene
92
Birmingham
Transportation
89
Abilene
99
Birmingham
Healthcare
96
Abilene
91
Birmingham

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $81,563 in Birmingham.

Conversely, $75,000 in Birmingham equals $68,966 in Abilene.

Living in Abilene vs Birmingham

Housing Costs

Abilene's housing index of 58 is lower Birmingham's 67, translating to median home prices of $179,000 vs $165,000. The $14,000 difference in home prices means roughly $912 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $1,000/mo in Birmingham, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 96 in Birmingham. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $456/month in Birmingham. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 92 in Birmingham. Monthly utility bills average approximately $388 in Abilene vs $368 in Birmingham. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Abilene and 91 in Birmingham. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $38,178 in Birmingham. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $43,883 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $891/month in Birmingham. In Abilene, median rent of $950/mo fits within this budget. In Birmingham, median rent of $1,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Transportation, where the gap is 10 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 8.0% more affordable overall with an index of 80 vs 87.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $81,563 in Birmingham, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Birmingham's is 67 with median homes at $165,000.

Moving & Relocation Resources

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