City Comparison

Abilene vs Amsterdam

Cost of Living Comparison · 2026

Abilene

Texas
80
Very Affordable
$179,000
Median Home
$950/mo
Median Rent
$62,600
Median Income

Amsterdam

Netherlands
107
Above Average
$595,000
Median Home
$2,100/mo
Median Rent
$58,000
Median Income

The Verdict

25.2%

The cost gap between these cities is 25.2%, with Abilene being the more affordable option. A $75,000 income in Abilene has equivalent purchasing power to $100,313 in Amsterdam.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
58
Abilene
138
Amsterdam
Groceries
91
Abilene
95
Amsterdam
Utilities
97
Abilene
118
Amsterdam
Transportation
89
Abilene
112
Amsterdam
Healthcare
96
Abilene
90
Amsterdam

Salary Equivalence

A $75,000 salary in Abilene has the same purchasing power as $100,313 in Amsterdam.

Conversely, $75,000 in Amsterdam equals $56,075 in Abilene.

Living in Abilene vs Amsterdam

Housing Costs

Abilene's housing index of 58 is lower Amsterdam's 138, translating to median home prices of $179,000 vs $595,000. The $416,000 difference in home prices means roughly $27,036 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Abilene compared to $2,100/mo in Amsterdam, a monthly difference of $1,150.

Grocery & Food Costs

Grocery expenses index at 91 in Abilene and 95 in Amsterdam. A household spending the national average of $475/month on groceries would pay approximately $432/month in Abilene vs $451/month in Amsterdam. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Abilene and 118 in Amsterdam. Monthly utility bills average approximately $388 in Abilene vs $472 in Amsterdam. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Abilene and 90 in Amsterdam. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,600 in Abilene and $58,000 in Amsterdam. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $78,250 and $54,206 respectively. Abilene residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,461/month to housing in Abilene vs $1,353/month in Amsterdam. In Abilene, median rent of $950/mo fits within this budget. In Amsterdam, median rent of $2,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 80 index points — focus your budget analysis there.

Frequently Asked Questions

Abilene is 25.2% more affordable overall with an index of 80 vs 107.
A $75,000 salary in Abilene has equivalent purchasing power to approximately $100,313 in Amsterdam, based on the cost of living difference.
Abilene's housing index is 58 with median homes at $179,000, while Amsterdam's is 138 with median homes at $595,000.

Moving & Relocation Resources

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